IVI-IPO favors pro-consumer legislation including unit pricing, open dating and product labeling to disclose pesticide and genetic modification or engineering; the creation of a State Consumer Advocate; and regulation of insurance rates. IVI-IPO favors federal and stale caps on interest rates and banning Pay Day loans. IVI-IPO favors increased funding for mass transit, including the RTA and AMTRAK, public ownership and operation, and development of high-speed rail. IVI-IPO favors stronger regulation of utilities, and lifeline, lower rates for low-usage residential consumers.